ACL Surgery Under Insurance 100% Cashless

Expenses Covered By Health Insurance

• Pre-hospitalization expenses:

All medical costs incurred before you are hospitalized, up to a pre-specified period, are covered in the insurance plan. These include doctor consultation charges, the cost of diagnostic tests and medicines, preliminary procedure charges, the expense of medical investigations, etc.

• Post-hospitalization expenses: 

All costs involved in your care and medicines, after the discharge from the hospital, up to a pre-specified period, are included in your healthcare insurance. These include post-hospitalization consultation, diagnostic tests, medicines, therapy drugs, etc. 

• Ambulance charges:

Health insurance plans also cover expenses involved in transporting you to a hospital by ambulance. 

• Daily hospital cash:

Your health insurance will provide a lump sum amount daily in case of hospitalization. 

• In-patient hospitalization:

In case you are hospitalized because of an injury or illness, it is covered by your health insurance plan. In-patient hospitalization costs include room rent or boarding expenses, nursing expenses, ICU charges, doctor’s consultation fees., etc. 

What Is The Difference Between Mediclaim and Health insurance?

Health insurance is a type of insurance that provides financial protection to individuals and their families against the high costs of medical treatment in case of illness, accidents, or hospitalization. Health insurance plans cover a wide range of medical expenses such as hospitalization charges, diagnostic tests, surgeries, doctor consultations, and even some preventive care.

On the other hand, Mediclaim is a type of health insurance plan that covers hospitalization expenses only. Mediclaim policies are usually offered by health insurance companies and provide coverage for expenses incurred due to hospitalization arising from illness or injury, subject to certain limits and exclusions.

In summary, health insurance is a more comprehensive type of insurance that covers a wider range of medical expenses, whereas mediclaim is a specific type of health insurance plan that covers hospitalization expenses only.