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Is Vaginal Tightening Treatment Covered Under Insurance?

Laser vaginal tightening is a medical procedure performed to treat loose vaginas. Typically, most insurance plans do not include laser vaginal tightening because the procedure is cosmetic in nature. Read on to know the details of insurance coverage of Vaginal Tightening surgery in India.

Laser vaginal tightening is a medical procedure performed to treat loose vaginas. Typically, most insurance plans do not include laser vaginal tightening because ... Read More

Laser Vaginal Tightening Treatment Insurance Claim

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Vaginal Tightening Surgery with Insurance at Pristyn Care

Is Laser Vaginal Tightening Covered Under Insurance?

Typically, most insurance companies in India do not include laser vaginal tightening in their insurance plans. This is mainly because the procedure is cosmetic in nature and not an immediate medical necessity. However, since the healthcare industry is beginning to realize the health benefits associated with laser vaginal tightening, some insurance companies are inclined to cover the cost of the medical procedure provided that it meets these criteria:

It helps to reduce pain and other symptoms linked with a medically diagnosed condition like pelvic prolapse; or
You have a medical diagnosis of SUI. SUI is the involuntary loss of urine due to any physical activity that puts pressure on the bladder.

People thinking about alternatives to finance for laser vaginal tightening can speak with some of the best healthcare institutions to undergo the treatment. These institutions can help in providing crucial information regarding possible payment options like no-cost EMI. With the Pristyn Care no-cost EMI option, you will have one less thing to worry regarding your health. Every patient undergoing laser vaginal tightening can now avoid lump sum payments on bills of surgeries with the no-cost EMI option.

• Disease name

Vaginal Tightening

• Surgery name

Vaginoplasty

• Duration

30-40 Mins

• Treated by

Gynaecologist, Plastic Surgeon

Laser Vaginal Tightening Surgery Cost Calculator

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How to get Vaginal Tightening Surgery under Insurance?

Pristyn Care emphasizes making the treatment journey hassle-free for the patients. Thus, we accept all health insurance policies and assist patients to get cashless treatment for Laser Vaginal Tightening. Read the below steps to know Health Insurance claims process works differently for cashless and reimbursement claim requests.

1 Intimation

All you need to do is to fill a pre-authentication form along with relevant insurance documents for availing cashless treatment at our partner hospital.

2 Approval/Rejection

Your pre-authentication form is approved or denied based on the terms and conditions of your health insurance policy.

3 Hospitalisation

Hospitalisation can be done based on pre-authentication approval. Hence, it is advisable to finish the pre-authentication procedure beforehand.

4 Claim Settlement

At the time of discharge, we will coordinate and settle your bills directly with the hospital and insurance provider.

1 Hospitalization At Non Network Hospital

If hospitalised at a non-network hospital, you don't need to pay the medical bills. Pristyn Care will settle the bills with the hospital on your behalf.

2 Register A Claim

To register a claim, please fill in the claim form with all your receipts, reports and relevant documents received from the hospital at the time of discharge. We, at Pristyn Care will help you claim reimbursement from your health insurance company.

3 Verification

We will share all your claim-related medical documents in original with your insurance provider to check if everything is in order.

4 Claim Settlement

We will coordinate with your insurance company to reimburse the claim amount to your registered bank account. You can later pay back that amount to us as per the policy terms and conditions.

Best Female Gynaecologist for Vaginal Tightening Surgery

Dr. Nikita Trehan

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What Is The Difference Between Health Insurance And Mediclaim?

If laser vaginal tightening is not performed for cosmetic reasons but for treating a medical condition like severe pelvic prolapse, it gets covered under health insurance and mediclaim. However, it entirely depends on the insurance company and the terms and conditions of the policy. Also, before purchasing insurance for a procedure like a laser vaginal tightening, the buyer needs to know the basic difference between health insurance and mediclaim. The table given below puts forward the accurate difference between health insurance and mediclaim.

Basis	Mediclaim	Health insurance
Offered Insurance Coverage	A mediclaim insurance plan offers coverage only for hospitalization, and pre-existing diseases up to a certain limit.	A health insurance plan provides comprehensive coverage against hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, ambulance expenses, etc.
Add-on Covers	A mediclaim insurance plan does not provide any add-on cover.	A health insurance plan may provide multiple add-on covers, like critical illness cover, maternity cover, etc.
Flexibility	When it comes to coverage, mediclaim does not provide any flexibility.	A health insurance plan provides flexibility to increase or reduce coverage. Policyholders can reduce their insurance premium amount after a certain period by altering their policy duration. For instance, long-term insurance policies offer discounts on premiums.
Sum Insured	In most cases, the sum insured for a mediclaim insurance plan does not exceed Rs 5 lakh.	The sum insured for health insurance plans may range from Rs 50,000 to Rs 6 crore per year.
Hospitalization	To avail of mediclaim benefits, the insured must get hospitalized.	To avail of health insurance benefits, the insured doesn’t need to get hospitalized. Advantages like daycare procedure cover can be utilized without getting hospitalized.

All Major Insurance Accepted

Cashless Payment Service For Laser Vaginal Tightening at Pristyn Care

Health insurance coverage generally applies only to medically necessary treatments, which do not include laser vaginal tightening. This procedure is excluded from most insurance policies, and patients undergoing this procedure have to bear its total cost on their own. Laser vaginal tightening is considered a cosmetic procedure and, therefore, isn’t counted among medically necessary procedures. Yet, to understand whether or not the procedure is covered under insurance, the patients must reach out to their respective insurance providers.

However, patients can always manage their laser vaginal tightening costs through different methods. A good option to pay for the treatment is by applying for a personal loan. Another viable way to pay for the treatment is No Cost EMI. At Pristyn Care, we provide NO-Cost EMI offers to patients to let them pay in convenient monthly installments and ease their financial burden. Contact our team to schedule an appointment with our skilled cosmetic gynecologists for advanced laser vaginal tightening.

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FAQs around Vaginal Tightening and Insurance Coverage

What is the cost of laser vaginal tightening in India?

The average cost of laser vaginal tightening in India is around Rs. 18000. The price range of the treatment is around Rs. 15000 to Rs. 20000. However, depending on the city where the treatment takes place and other factors like the gynecologist fee, cost of anesthesia or anesthesiologist, the actual cost of the treatment varies.

What is a cashless health insurance policy?

A cashless health policy provides the advantage to get treatment at network hospitals without making any payment. To avail of this advantage, the insurance policyholder must take approval from the insurance company in advance in case of planned surgeries, and within the specified time in case of emergencies.

What if there is no network hospital in my vicinity for laser vaginal tightening?

If there is no network hospital in your vicinity for laser vaginal tightening, you can get your treatment at the hospital of your choice and pay all the bills at the time of discharge. Later on, your insurer will reimburse the expenses incurred after claiming the policy.

What are the documents required for claiming health insurance for laser vaginal tightening?

Some of the documents that are required for claiming health insurance for laser vaginal tightening include: - Valid identity proof - Doctor’s prescription suggesting laser vaginal tightening in the hospital. - Doctor’s prescription suggesting diagnostic tests, medicines, and consultation. - Insurance policy details that include the policy number, name of the insured, address, and the reason for which laser vaginal tightening is performed.

Why consult Pristyn Care for laser vaginal tightening?

Here are some reasons why you should select Pristyn Care for laser vaginal tightening: - We provide follow-up consultations to the patients. - We provide a dedicated care coordinator to help patients throughout their treatment. - No-Cost EMI service along with multiple payment options.

What Does A Health Insurance Plan cover?

The most common medical costs included in a health insurance policy are as follows:

Hospital room rent or room charges
Pre-hospitalization costs
Post-hospitalization costs
Operation theater charges in case of surgeries
Cost of X-Rays, MRI scans, and CT scans
Ambulance charges
Expenses toward surgical tools and devices
ICU room charges
Cost of medicines

Takeaway

Since laser vaginal tightening is not an immediate medical necessity, it is generally not covered in an insurance policy. But, when linked with a medically diagnosed condition like pelvic prolapse, it gets covered under insurance. At Pristyn Care, you get not only the best laser vaginal tightening treatment to enhance your sexual functioning and to treat vaginal laxity, urinary incontinence, etc but also a hassle-free experience during filing the health insurance and mediclaim. We take care of the complete procedure, including insurance-related paperwork, of getting approval on an insurance claim. This is to ensure that the patient nor their family members have to face any additional hassles during their treatment journey.