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Is Vaginal Tightening Treatment Covered Under Insurance?

Laser vaginal tightening is a medical procedure performed to treat loose vaginas. Typically, most insurance plans do not include laser vaginal tightening because the procedure is cosmetic in nature. Read on to know the details of insurance coverage of Vaginal Tightening surgery in India.

Laser vaginal tightening is a medical procedure performed to treat loose vaginas. Typically, most insurance plans do not include laser vaginal tightening because ... Read More

Laser Vaginal Tightening Treatment Insurance Claim

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Vaginal Tightening Surgery with Insurance at Pristyn Care

Is Laser Vaginal Tightening Covered Under Insurance?

Typically, most insurance companies in India do not include laser vaginal tightening in their insurance plans. This is mainly because the procedure is cosmetic in nature and not an immediate medical necessity. However, since the healthcare industry is beginning to realize the health benefits associated with laser vaginal tightening, some insurance companies are inclined to cover the cost of the medical procedure provided that it meets these criteria:

It helps to reduce pain and other symptoms linked with a medically diagnosed condition like pelvic prolapse; or
You have a medical diagnosis of SUI. SUI is the involuntary loss of urine due to any physical activity that puts pressure on the bladder.

People thinking about alternatives to finance for laser vaginal tightening can speak with some of the best healthcare institutions to undergo the treatment. These institutions can help in providing crucial information regarding possible payment options like no-cost EMI. With the Pristyn Care no-cost EMI option, you will have one less thing to worry regarding your health. Every patient undergoing laser vaginal tightening can now avoid lump sum payments on bills of surgeries with the no-cost EMI option.

• Disease name

Vaginal Tightening

• Surgery name

Laser Vaginal Tightening, Vaginoplasty

• Duration

10-15 Mins

• Treated by

Gynaecologist or Plastic Surgeon

Laser Vaginal Tightening Surgery Cost Calculator

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List of Top Health Provider for Laser Vaginal Tightening

Insurance Company Actions

Aditya Birla Health Insurance Co. Ltd.

National Insurance Co. Ltd.

Bajaj Allianz General Insurance Co. Ltd.

Bharti AXA General Insurance Co. Ltd.

Future General India Insurance Co. Ltd.

HDFC ERGO General Insurance Co. Ltd.

How to get Vaginal Tightening Surgery under Insurance?

Pristyn Care emphasizes making the treatment journey hassle-free for the patients. Thus, we accept all health insurance policies and assist patients to get cashless treatment for Laser Vaginal Tightening. Read the below steps to know Health Insurance claims process works differently for cashless and reimbursement claim requests.

1 Intimation

Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval

2 Approval/Rejection

Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval

3 Hospitalisation

Hospitalisation can be done on the basis of pre-auth approvalHospitalisation can be done on the basis of pre-auth approval

4 Claim Settlement

At the time of discharge, we settle the claim directly with hospitalAt the time of discharge, we settle the claim directly with hospital

1 Hospitalization At Non Network Hospital

You need to pay the bills initially and preserve the original invoices

2 Register A Claim

Post hospital discharge send us all your invoices and treatment documents

3 Verification

We verify your claim related invoices and treatment documents

4 Claim Settlement

We send the approved claim amount to your bank account

Best Female Gynaecologist for Vaginal Tightening Surgery

Dr. Sujatha

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Chennai

Obstetrician

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6366-527-977

Dr. Amrita Singh

MBBS

15 Yrs.Exp.

4.6/5

15 + Years

Delhi

Gynecology

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Dr. Kamal Sharma

MBBS, MS, M. CH-Plastic Surgery

13 Yrs.Exp.

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Chandigarh

Plastic and Reconstructive Surgery

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What Is The Difference Between Health Insurance And Mediclaim?

If laser vaginal tightening is not performed for cosmetic reasons but for treating a medical condition like severe pelvic prolapse, it gets covered under health insurance and mediclaim. However, it entirely depends on the insurance company and the terms and conditions of the policy. Also, before purchasing insurance for a procedure like a laser vaginal tightening, the buyer needs to know the basic difference between health insurance and mediclaim. The table given below puts forward the accurate difference between health insurance and mediclaim.

Basis	Mediclaim	Health insurance
Offered Insurance Coverage	A mediclaim insurance plan offers coverage only for hospitalization, and pre-existing diseases up to a certain limit.	A health insurance plan provides comprehensive coverage against hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, ambulance expenses, etc.
Add-on Covers	A mediclaim insurance plan does not provide any add-on cover.	A health insurance plan may provide multiple add-on covers, like critical illness cover, maternity cover, etc.
Flexibility	When it comes to coverage, mediclaim does not provide any flexibility.	A health insurance plan provides flexibility to increase or reduce coverage. Policyholders can reduce their insurance premium amount after a certain period by altering their policy duration. For instance, long-term insurance policies offer discounts on premiums.
Sum Insured	In most cases, the sum insured for a mediclaim insurance plan does not exceed Rs 5 lakh.	The sum insured for health insurance plans may range from Rs 50,000 to Rs 6 crore per year.
Hospitalization	To avail of mediclaim benefits, the insured must get hospitalized.	To avail of health insurance benefits, the insured doesn’t need to get hospitalized. Advantages like daycare procedure cover can be utilized without getting hospitalized.

All Major Insurance Accepted

Cashless Payment Service For Laser Vaginal Tightening at Pristyn Care

To provide advanced facilities to its patients, Pristyn Care offers a cashless payment service for laser vaginal tightening. Our cashless payment service works in the following manner:

We collect insurance-related documents from the patients and verify the documents thoroughly with the respective insurance providers.
After proper verification, the patients get two options, i.e., cashless payment and no-cost EMI to pay for the treatment.
Our medical care coordinators are responsible for handling the cashless payment and submitting the claim documents to the insurance provider.
As soon as the claim amount is sanctioned, the patient is admitted to the hospital and our care coordinator takes care of all the hospital-related formalities during the treatment.

Pristyn Care’s Free Post-Operative Care

Diet & Lifestyle Consultation

Post-Surgery Free Follow-Up

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FAQs around Vaginal Tightening and Insurance Coverage

What is the cost of laser vaginal tightening in India?

The average cost of laser vaginal tightening in India is around Rs. 18000. The price range of the treatment is around Rs. 15000 to Rs. 20000. However, depending on the city where the treatment takes place and other factors like the gynecologist fee, cost of anesthesia or anesthesiologist, the actual cost of the treatment varies.

What is a cashless health insurance policy?

A cashless health policy provides the advantage to get treatment at network hospitals without making any payment. To avail of this advantage, the insurance policyholder must take approval from the insurance company in advance in case of planned surgeries, and within the specified time in case of emergencies.

What if there is no network hospital in my vicinity for laser vaginal tightening?

If there is no network hospital in your vicinity for laser vaginal tightening, you can get your treatment at the hospital of your choice and pay all the bills at the time of discharge. Later on, your insurer will reimburse the expenses incurred after claiming the policy.

What are the documents required for claiming health insurance for laser vaginal tightening?

Some of the documents that are required for claiming health insurance for laser vaginal tightening include: - Valid identity proof - Doctor’s prescription suggesting laser vaginal tightening in the hospital. - Doctor’s prescription suggesting diagnostic tests, medicines, and consultation. - Insurance policy details that include the policy number, name of the insured, address, and the reason for which laser vaginal tightening is performed.

Why consult Pristyn Care for laser vaginal tightening?

Here are some reasons why you should select Pristyn Care for laser vaginal tightening: - We provide follow-up consultations to the patients. - We provide a dedicated care coordinator to help patients throughout their treatment. - No-Cost EMI service along with multiple payment options.

What Does A Health Insurance Plan cover?

The most common medical costs included in a health insurance policy are as follows:

Hospital room rent or room charges
Pre-hospitalization costs
Post-hospitalization costs
Operation theater charges in case of surgeries
Cost of X-Rays, MRI scans, and CT scans
Ambulance charges
Expenses toward surgical tools and devices
ICU room charges
Cost of medicines

Takeaway

Since laser vaginal tightening is not an immediate medical necessity, it is generally not covered in an insurance policy. But, when linked with a medically diagnosed condition like pelvic prolapse, it gets covered under insurance. At Pristyn Care, you get not only the best laser vaginal tightening treatment to enhance your sexual functioning and to treat vaginal laxity, urinary incontinence, etc but also a hassle-free experience during filing the health insurance and mediclaim. We take care of the complete procedure, including insurance-related paperwork, of getting approval on an insurance claim. This is to ensure that the patient nor their family members have to face any additional hassles during their treatment journey.