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Ovarian Cyst Surgery Under Insurance - 100% Cashless

Most insurance companies in India cover the cost of ovarian cyst surgery, as it is considered as medically necessary treatment. However, the extent of coverage depends on the specifics of health insurance policy. This page provides a detail about ovarian cyst surgery in India.

Most insurance companies in India cover the cost of ovarian cyst surgery, as it is considered as medically necessary treatment. However, the extent ... Read More

Ovarian Cyst Treatment Insurance Claim

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Ovarian Cyst Treatment with Insurance at Pristyn Care

Why Insurance Covers the Cost of Ovarian Cyst Surgery?

Insurance companies typically cover the cost of ovarian cyst surgery because it is considered a medically necessary procedure. Ovarian cysts can cause a variety of symptoms, including pain, bloating, and menstrual irregularities. In some cases, they can also be indicative of more serious conditions, such as ovarian cancer.

Surgery is often the recommended treatment for ovarian cysts that are causing symptoms or are at risk of rupturing. The procedure may involve removing the cyst (cystectomy) or the entire ovary (oophorectomy), depending on the size and type of cyst and the patient’s individual situation.

Insurance companies recognize the medical necessity of ovarian cyst surgery and typically cover the cost of the procedure, including hospitalization, anesthesia, and other associated expenses. However, coverage may vary depending on the specific insurance plan and the individual’s policy. It’s always important to check with your insurance provider to understand your coverage and any potential out-of-pocket expenses.

• Disease name

Ovarian Cyst

• Surgery name

Ovarian Cystectomy

• Duration

Around 1 hour

• Treated by

Gynecologist

Ovarian Cyst Surgery Cost Calculator

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How to get Ovarian Cyst Treatment under Insurance?

Pristyn Care emphasizes making the treatment journey hassle-free for the patients. Thus, we accept all health insurance policies and assist patients to get cashless treatment for Ovarian Cyst. Read the below steps to know Health Insurance claims process works differently for cashless and reimbursement claim requests.

1 Intimation

Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval

2 Approval/Rejection

Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval

3 Hospitalisation

Hospitalisation can be done on the basis of pre-auth approvalHospitalisation can be done on the basis of pre-auth approval

4 Claim Settlement

At the time of discharge, we settle the claim directly with hospitalAt the time of discharge, we settle the claim directly with hospital

1 Hospitalization At Non Network Hospital

You need to pay the bills initially and preserve the original invoices

2 Register A Claim

Post hospital discharge send us all your invoices and treatment documents

3 Verification

We verify your claim related invoices and treatment documents

4 Claim Settlement

We send the approved claim amount to your bank account

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Differences Between Mediclaim and Health Insurance

Here are some of the key differences between Mediclaim and Health insurance:

Coverage: Mediclaim provides coverage for hospitalization expenses only, while health insurance provides comprehensive coverage for a range of medical expenses, including hospitalization, outpatient care, prescription drugs, and more.
Premiums: Mediclaim premiums are generally lower than health insurance premiums since they provide limited coverage. Health insurance premiums may be higher due to the broader coverage provided.
Coverage limits: Mediclaim policies typically have lower coverage limits than health insurance policies. Health insurance policies may provide coverage up to a higher limit.
Outpatient care: Health insurance provides coverage for outpatient care, including doctor visits, diagnostic tests, and prescription drugs. Mediclaim does not provide coverage for outpatient care.
Maternity coverage: Many health insurance policies provide coverage for maternity expenses, including delivery charges, hospitalization, and pre- and post-natal care. Mediclaim may not provide coverage for maternity expenses.
Deductibles and copayments: Some health insurance policies may have deductibles or copayments, which means that the policyholder must pay a certain amount of expenses out of pocket before insurance coverage kicks in. Mediclaim may have lower or no deductibles or copayments.
Renewals: Mediclaim policies may need to be renewed more frequently than health insurance policies, which may have longer renewal periods.

It’s important to carefully review the policy document and understand the specific terms and conditions of any insurance policy to choose the one that best meets your needs.

All Major Insurance Accepted

Cashless Payment Service For Ovarian Cyst Surgery at Pristyn Care

Pristyn care is the largest surgery care provider in India. We offer a cashless payment service for ovarian cyst surgery. Our main goal is to ensure that our patients are comfortable and don’t have to face any kind of hassles during the surgery. We have a very easy process to utilize the mediclaim policy or health insurance policy to cover the cost of ovarian cyst surgery at Pristyn Care. Our cashless payment option works in the following way:

We initiate the insurance by collecting all the documents from the patients and then verifying the documents with the insurance providers.
We offer two payment modes to patients, i.e. zero-cost EMI and cashless payment options for the surgery.
We have a dedicated insurance team to handle all the documentation and submit the claim documents with the insurance provider of the patient.
Once the claim amount is sanctioned, the patient is admitted to the hospital and our care coordinators take care of all the hospital’s related formalities during the surgery.

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FAQs around Ovarian Cyst Surgery and Insurance Coverage

What is the cost of ovarian cyst surgery in India?

On an average the cost of ovarian cyst surgery in India typically ranges from INR 35,000 to INR 65,000, depending on a variety of factors.

What factors can influence the cost of ovarian cyst surgery in India?

The cost of ovarian cyst surgery can be influenced by following factors: - City of the treatment - Cost of diagnostic tests - Any pre-existing health condition - Consultation charges of doctor

What set of documents are required for the approval of a health insurance?

The documents required for the approval of a health insurance may vary depending on the insurance provider and the respective policy. However, some common documents that are typically required for the approval of health insurance claim include: - Health insurance policy document - Claim form - Medical record - Prescription receipts - Hospital and pharmacy bills

List of Expenses Covered by Health Insurance/Mediclaim

The list of expenses covered by health insurance and mediclaim policies can vary depending on the specifics of policy and the terms and conditions of health insurance. However, some common expenses that are usually covered by these policies include:

Doctor’s fees: Mediclaim and health insurance mostly covers the cost of fees charged by doctors for surgeries, consultations, and medical procedures.
Medication expenses: Mediclaim and health insurance policies cover the cost of medication prescribed by doctor during hospitalization or as an outpatient.
Diagnostic tests: Health insurance policies and mediclaim usually covers the cost of diagnostic tests such as X-rays, MRI, CT scans, and ultrasound scans.
Hospitalization expenses: This includes nursing expenses, room charges, and the charges for medical supplies and equipment used during the hospital stay.
Pre and post-hospitalization expenses: Some policies may cover expenses incurred before hospitalization, such as diagnostic tests or consultations, as well as expenses incurred after discharge such as follow-up consultations or medication.
Daycare procedures: Health insurance and mediclaim policies also cover certain medical procedures that do not require hospitalization for more than 24 hours.
Ambulance charges: Expenses incurred for availing ambulance services during medical emergencies are also typically by the mediclaim and health insurance policies.

Takeaway

In conclusion, health insurance and mediclaim policies can be beneficial in many ways. However, in some cases individuals with high deductibles may not be able to handle the remaining costs. In such situations, patients might need to take on multiple approaches to pay for the complete course of treatment. Most patients seek no-cost EMI procedures for this purpose as well as healthcare credit cards that are only used for medical bills. Though insurance premium plans, on the other hand, may not face any trouble obtaining adequate insurance coverage for their procedure.