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Does Health Insurance Cover Sebaceous Cyst Removal?

Sebaceous cyst treatment is covered by health insurance when the surgery is performed for medical reasons. Talk to the insurance providers to understand the terms and conditions of coverage for sebaceous cyst removal.

Sebaceous cyst treatment is covered by health insurance when the surgery is performed for medical reasons. Talk to the insurance providers to understand ... Read More

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Sebaceous Cyst Treatment Insurance Claim
Anup Soni - the voice of Pristyn Care pointing to download pristyncare mobile app
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40+

Cities

USFDA-Approved Procedure

USFDA-Approved Procedure

Support in Insurance Claim

Support in Insurance Claim

No-Cost EMI

No-Cost EMI

1-day Hospitalization

1-day Hospitalization

Benefits of Choosing Pristyn Care Treatment with Insurance

Hospitalization Expenses
Get a wide range of expenses associated with surgery covered seamlessly, including room rent, medical procedures, diagnostic tests, surgeon’s fees, nursing fees, ICU costs, OR charges, etc.
Pre & Post Hospitalization
Comprehensive coverage as specified by your insurance, including preparation and recovery for 30/60 days before and after hospitalization. Additional support through free follow-ups beyond the policy.
Cashless Payment
Eliminate the need to carry cash and make the payment process swift and easy. Pay and track the hospital transactions with added security.

When Is Sebaceous Cyst Treatment Covered by Health Insurance?

Sebaceous cysts are mostly a cosmetic concern. Due to this, the treatment is generally not covered by health insurance. However, in several conditions, a sebaceous cyst can become symptomatic and cause several problems. 

The treatment is covered by health insurance if the following symptoms are present-

  • The cyst is inflamed and appears tender and swollen. 
  • The cyst is infected, and an abscess has started to form, causing severe pain. 
  • The cyst has ruptured, and a boil-like infection has formed. 
  • The pus and blood from the cyst are leaking out and infecting the surrounding skin tissues. 
  • The cyst can become cancerous. 

In all these scenarios, treating the cyst is considered a medical necessity. Thus, health insurance providers will approve the claim request and cover the treatment cost.

• Disease name

Sebaceous cyst

• Surgery name

surgery, aspiration, or percutaneous sclerotherapy

• Duration

30-45 minutes

• Treated by

Plastic Surgeon or Dermatologists

Sebaceous Cyst Surgery Cost Calculator
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List of Top Health Provider for Sebaceous Cyst
Insurance Company Actions
Aditya Birla Health Insurance Co. Ltd. Aditya Birla Health Insurance Co. Ltd.
National Insurance Co. Ltd. National Insurance Co. Ltd.
Bajaj Allianz General Insurance Co. Ltd. Bajaj Allianz General Insurance Co. Ltd.
Bharti AXA General Insurance Co. Ltd. Bharti AXA General Insurance Co. Ltd.
Future General India Insurance Co. Ltd. Future General India Insurance Co. Ltd.
HDFC ERGO General Insurance Co. Ltd. HDFC ERGO General Insurance Co. Ltd.
How to get Sebaceous Cyst Treatment covered under Insurance?
1 Intimation
Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval
2 Approval/Rejection
Fill up the pre-auth form at the network hospital for cashless approval. Fill up the pre-auth form at the network hospital for cashless approval
3 Hospitalisation
Hospitalisation can be done on the basis of pre-auth approvalHospitalisation can be done on the basis of pre-auth approval
4 Claim Settlement
At the time of discharge, we settle the claim directly with hospitalAt the time of discharge, we settle the claim directly with hospital
1 Hospitalization At Non Network Hospital
You need to pay the bills initially and preserve the original invoices
2 Register A Claim
Post hospital discharge send us all your invoices and treatment documents
3 Verification
We verify your claim related invoices and treatment documents
4 Claim Settlement
We send the approved claim amount to your bank account
Best Doctors for Sebaceous Cyst
  • online dot green
    Dr. Rahul Sharma (TEJFraQUZY)

    Dr. Rahul Sharma

    MBBS, MS
    26 Yrs.Exp.

    4.5/5

    26 + Years

    Meerut

    General Surgeon

    Laparoscopic Surgeon

    Proctologist

    Call Us
    9821-245-172
  • online dot green
    Dr. Rohit Devdutt Bavdekar (LkcatVgAb8)

    Dr. Rohit Devdutt Bavdek...

    MBBS, MD, DNB-Plastic Surgery
    22 Yrs.Exp.

    4.7/5

    22 + Years

    Bangalore

    Aesthetics and Plastic Surgeon

    Call Us
    9821-245-172
  • online dot green
    Dr. Vaibhav Lokhande (PCB7EWgItp)

    Dr. Vaibhav Lokhande

    MBBS, MS - General Surgery, DNB - General Surgery
    22 Yrs.Exp.

    4.6/5

    22 + Years

    Mumbai

    General Surgeon

    Laparoscopic Surgeon

    Proctologist

    Call Us
    9821-245-172
  • Expenses Covered by Health Insurance for Sebaceous Cyst Treatment

    The coverage offered by a health insurance plan will be different from other plans. The basic coverage includes but is not limited to the following-

    • Hospitalization Expenses- This coverage includes the expenses incurred during the hospitalization period, such as room rent, doctor’s fee, nursing fee, meal charges, etc. This service can only be availed if the patient is hospitalized for 24 hours or surgery is covered under daycare procedures. 
    • Pre & Post Hospitalization Expenses- With this benefit, the patient can avail insurance to cover the expenses incurred before and after the treatment, such as initial consultations, second opinion, and post-op follow-up consultations. 
    • ICU & OT Charges- The intensive care unit (ICU) and operation theater (OT) charges are included in the insurance policy. The charges for these components are calculated on an hourly basis. 
    • Ambulance Cost- In case a sebaceous cyst is treated on an emergency basis, the insurance policy will also cover the cost of an ambulance. The same is applicable to the treatment of other diseases. 
    • Cashless & Reimbursement Claim- One of the biggest benefits of a health insurance policy is the cashless claim service that allows the patient to avail of insurance to pay the hospital bills upfront at a network hospital. If the patient gets treatment at a non-paneled hospital, he/she can get a reimbursement claim. 
    • Daycare Procedure- This benefit covers the expenses of daycare surgeries that don’t require 24-hour hospitalization. Thus, if sebaceous cyst surgery is performed on an outpatient basis, the patient can still use the insurance policy.

    To learn all about the coverage inclusions and exclusions, it’s best to talk to the insurance agent.

    Are you going through any of these symptoms?

    All Major Insurances Accepted

    List of Top Health Insurance Plans for Sebaceous Cyst Treatment

    Here, we are listing some plans that offer sufficient coverage and other benefits to the patients.

    Insurance Plan Entry Age  Sum Insured  Network Hospital 
    Aditya Birla Active Assure Diamond Plan 5 years and above  Rs. 2 lakhs to Rs. 2 crores 7100+
    Bajaj Allianz Health Guard 18 to 65 years Rs. 1.5 lakhs to Rs. 50 lakhs 6500+
    Care Health Care Plan 91 days and above Rs. 4 lakhs to Rs. 6 crores 7800+
    Manipal Cigna ProHealth Insurance  18 years and above Rs. 2.5 lakhs to Rs. 1 crore 6500+
    Niva Bupa Health Companion Individual Plan 91 days and above Rs. 3 lakhs to Rs. 1 crore 4500+
    Star Family Health Optima Plan 18 to 65 years  Rs. 1 lakh to Rs. 25 lakhs 9900+
    Tata AIG MediCare Plan No Limit  Rs. 3 lakhs to Rs. 20 lakhs 4000+
    Oriental Individual Mediclaim Policy 18 to 65 years Rs. 1 lakh to Rs. 10 lakhs 4300+
    Kotak Mahindra Health Premier  18 to 65 years No Limit  4800+
    IFFCO Tokio Health Protector Plus 18 to 65 years  Rs. 2 lakhs to Rs. 25 lakhs 5000+
    Digit Health Plan No Limit  Rs. 2 lakhs to Rs. 25 lakhs 5900+
    Future Generali CriticCare Plan  18 to 65 years Rs. 1 lakh to Rs. 50 lakhs 5100+
    Reliance Critical Illness Insurance  18 to 65 years  Rs. 5 lakhs to Rs. 50 lakhs 7300+

    Though health insurance plans offer comprehensive coverage, there are chances that one policy won’t meet all of the patient’s requirements. It’ll be best to research well and understand the policy properly to avail maximum benefits.

    Pristyn Care’s Free Post-Operative Care

    Diet & Lifestyle Consultation

    Post-Surgery Follow-Up

    Free Cab Facility

    24*7 Patient Support

    Cashless Payment Service for Sebaceous Cyst Treatment at Pristyn Care

    Being a patient-centric healthcare provider, Pristyn Care focuses on making the patient’s treatment journey comfortable and hassle-free. We accept all health insurance policies and offer a cashless payment option to the patients.

    The cashless payment option is availed in the following way-

    • Our care coordinators gather the necessary documents, including the insurance E-card, ID proofs, clinical evidence, diagnostic tests reports, and proposed treatment plan.  
    • The patient is given the cashless claim form to fill out. 
    • The claim form and the required documents are submitted and sent for verification. 
    • Our coordinators will stay in touch to update the patient regarding the claim request and approval process. 
    • Once the claim request is approved, the patient will receive an email or message regarding the confirmation. 
    • The specified claim amount will be sanctioned directly to the hospital’s account with minimal intervention from the patient.

    Thus, the hospital bills are settled directly by the insurance company and the patient doesn’t need to pay an upfront fee. We assist the patients at every step with all treatment-related formalities.

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