Uterine Fibroid Treatment with Insurance at Pristyn Care
Treatment for uterine fibroid is covered under both health insurance and mediclaim. Pristyn Care strives to make the treatment almost cashless for patients who have a valid medical or health insurance policy.
Treatment for uterine fibroid is covered under both health insurance and mediclaim. Pristyn Care strives to make the treatment almost cashless for patients ... Read More
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Uterine Fibroid Treatment with Insurance at Pristyn Care
One of the most frequent questions patients ask after being diagnosed with uterine fibroids is- does insurance cover uterine fibroid removal? If you are suffering from any symptoms of uterine fibroids like pelvic pressure or pain, difficulty emptying the bladder, constipation, etc., the last thing you need to worry about is paying for treatment.
Treatment of uterine fibroids is covered under both mediclaim and health insurance. However, the terms and conditions around the coverage and the amount you can claim under health insurance and mediclaim may differ for each patient. Hence, you must check the details of the insurance policy before purchasing it.
• Disease name
Uterine Fibroids
• Surgery name
Myomectomy Surgery
• Duration
2 Hours
• Treated by
Obstetrician/Gynecologist or a gynecologic oncologist
Here’s how you can avail cashless claims for the treatment of uterine fibroids:
Mediclaim | Health insurance |
Mediclaim covers only hospitalization expenses. | Health insurance is a more comprehensive insurance policy because it covers medical expenses in the pre and post-hospitalization period along with the treatment costs. |
It does not provide any add-on coverage. | Add-ons increase the coverage available under the policy. Some essential add-ons are critical illness cover, accidental disability, personal accident cover, loss of income, etc. |
The features of a mediclaim policy are fixed according to the insurance provider, and no customization is possible. | More flexibility is available to the policyholder to choose the kind of coverage needed. In addition, as the premiums are determined according to the features selected, policyholders can customize their coverage under the policy according to their requirements. |
The cost of a mediclaim policy does not vary over the years. | The cost of a health insurance policy can vary as the policyholders can get discounts for no claims lodged or on insurance policies of longer duration, like two- or three-year policies. |
When using a cashless payment method, payments are either repaid to the policyholder or made directly to the hospital. | When using a cashless payment method, the policyholder is either refunded, the hospital receives payment, or a lump sum payment is made in circumstances like critical illness, specific illness policies, etc. |
Another fixed aspect is the maximum coverage available which is Rs. 5 lakhs. | It does not have an upper limit and depends on the policyholder’s age, assessment of health status, and ability to pay the determined premium. It can even be as high as ₹2 crores. |
Mediclaim policies can be taken on behalf of another person, like an employer for their employees. | In health insurance policies besides individual personal health insurance policies, there can be health insurance for parents and dependent members. |
Floater coverage under the mediclaim policy may or may not be allowed, according to the insurer. | All insurers allow family floater health insurance policies. It can cover self and family members in a single policy and provide coverage at a more reasonable cost. |
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When you go for cashless insurance, you need not worry about arranging cash for your medical expenses. Instead, the insurance company will directly pay the hospital expenses. The only condition here is the total medical or hospitalization expenses should not be more than the sum assured coverage, and the hospital chosen should be a network hospital.
This kind of insurance is highly beneficial in case of planned or sudden medical emergencies. Under a cashless policy, the insurance company bears all the costs of hospitalization and treatment expenses upfront. It thus gives you more time to concentrate on other important matters, such as making arrangements for treatment or hospital admission formalities.
The most common medical costs covered in a health insurance policy are as follows:
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